Read the article, watch (or record & watch) the programme, (internet link here Amendment - thanks to Youtube rather than the BBC - well done Web2.0, piss-poor from the public service broadcaster).
Then discuss.
Interestingly, this closely connected to the reason why (apart from the hideous cost) UK banks have yet to roll-out strong crypto devices for online banking. (The challenge / response mechanism needs to incorporate enough details of the transaction being authenticated to prevent the transaction being hijacked by a man-in-the-middle fraudster. Especially where you need a human to recognise the details, as in the online banking context, this is harder than it sounds.)
S-E
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